Notice Regarding Our Regulatory Status and the Complete Protection of Client Assets

Thank you for choosing Europe Chartered Bank (hereinafter "the Bank").

Recently, various information has been circulating online and in certain media regarding the license held by the Bank and the regulatory environment of our jurisdiction. Because transparency to our clients is our highest priority, we would like to clarify our current legal framework and the absolute safety of your assets as follows.

1. Transparent Disclosure Regarding Our Regulatory Environment

The Bank is a financial institution established following the examination and procedures required by the Mwali International Services Authority (MISA) of the Union of the Comoros. However, we are fully aware of and closely monitoring the current situation in the Comoros, where there is an ongoing divergence of views regarding financial supervisory authority between the Central Bank of the federal government (BCC) and the autonomous island authority (MISA).

2. Next-Generation Operating Model Dedicated to Digital Assets

Unlike traditional commercial banks that rely on the fiat currency correspondent banking network, the Bank provides services specialized in crypto assets based on blockchain technology. This digital asset-focused business model allows us to facilitate rapid, cross-border value transfers entirely free from the constraints of legacy financial systems.

3. Complete Protection of Client Assets (100% Reserve and Segregated Management)

For clients using our Bank, the safety of your assets is the absolute most critical matter. We strictly manage client assets by completely segregating them from the Bank's operational funds, utilizing highly secure cold wallets and other advanced security measures. Because the Bank does not utilize fiat currency networks, the ongoing jurisdictional disputes within the Comoros structurally cannot affect the safety of your digital assets, nor can they cause your assets to be frozen or rendered inaccessible. Your access to your assets is guaranteed at all times.

4. Strict Adherence to International Compliance Standards

Regardless of the differing regulatory views on jurisdiction, the Bank strictly implements KYC (Know Your Customer) and AML/CFT (Anti-Money Laundering and Combating the Financing of Terrorism) protocols in accordance with international financial standards. As a sound platform for digital assets, we actively eliminate illicit transactions and maintain a highly secure environment for all our clients.

Future Initiatives

The Bank takes it very seriously that this complex jurisdictional dispute has caused unnecessary concern among our clients. Our top priority is always the preservation of client assets and the provision of stable, reliable services. To ensure that we can continue to provide you with long-term peace of mind, the Bank is continuously reviewing and upgrading our business structure and legal framework to optimal global standards.

If you have any questions, please feel free to contact our customer support team at any time. We sincerely appreciate your continued trust and patronage of Europe Chartered Bank.

The Management Team, Europe Chartered Bank
https://www.europecharteredbank.com/